Will Insurance Pay for a Sinus Lift?

Will Insurance Pay for a Sinus Lift?
By Dr. Eastwood – Summerbrook Dental & Implants, Fort Worth, TX

Many patients who are preparing for dental implants ask me, “Will insurance pay for a sinus lift?” A sinus lift is a special type of bone grafting procedure that adds bone to the upper jaw so implants can be placed securely. While the treatment is often necessary for long-term success, insurance coverage can vary a lot depending on your plan.

Most dental insurance plans still consider implants and related procedures, like sinus lifts, to be elective or not fully covered. However, that does not mean your insurance won’t help at all. Some plans will cover parts of the treatment, such as the exam, X-rays, or even a portion of the bone grafting, especially if it’s needed for oral health.

In some cases, medical insurance may provide coverage for a sinus lift. This is more likely if the bone loss was caused by an accident, injury, or a medical condition that affects your ability to eat or speak properly. Every plan is different, so it’s important to check the details carefully.

At Summerbrook Dental & Implants, my team works directly with your insurance provider to see what benefits you qualify for. We prepare detailed treatment notes, X-rays, and documentation to show why the sinus lift is medically necessary. Even if insurance only covers part of the cost, this can make a big difference in lowering your out-of-pocket expenses.

For anything not covered by insurance, we also offer financing options so you can spread the cost out over time. Many patients find this makes treatment much more manageable and allows them to move forward with the care they need.

I also want you to know that this is a no judgment office. Many patients come to me after years of struggling with missing teeth or loose dentures. My role is not to lecture—it’s to help you restore your health, comfort, and confidence.

So, will insurance pay for a sinus lift? Sometimes yes, sometimes only in part. The best step is to let us review your plan and see what benefits are available. If you’re considering dental implants and need a sinus lift, schedule a consultation at Summerbrook Dental & Implants in Fort Worth, and we’ll guide you through the process from start to finish.

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