What Is the Best Dental Plan for Implants?
By Dr. Eastwood – Summerbrook Dental & Implants, Fort Worth, TX
A question I hear often is, “What is the best dental plan for implants?” Dental implants are the gold standard for replacing missing teeth, but many patients worry about cost. The truth is, most dental insurance plans still offer limited coverage for implants. However, there are ways to maximize benefits and make treatment more affordable.
Traditional dental insurance usually covers part of the care around the implant rather than the implant itself. This can include exams, X-rays, extractions, bone grafts, and sometimes the crown or denture that attaches to the implant. Implants are often placed in the “major restorative” category, which may cover 40–50% of certain costs depending on your plan.
Some insurance companies now offer upgraded policies or riders that specifically include implants. If you are shopping for a plan, look for one that clearly states implant coverage under major services. Keep in mind that even with coverage, most dental insurance has annual maximums of $1,000 to $2,000, which may not cover the full cost of treatment.
Another option to consider is medical insurance. In certain cases, such as tooth loss from an accident or medical condition, medical insurance may cover part of the procedure. Every plan is different, so it’s important to check.
At Summerbrook Dental & Implants, my team helps patients understand their benefits and works directly with insurance companies to get the most coverage possible. For any costs that are not covered, we also offer flexible financing options so you can spread out payments over time. Many patients find that this makes implants much more affordable than they expected.
I also want you to know that this is a no judgment office. Whether you’ve delayed care because of cost, fear, or other reasons, my role is not to lecture—it’s to help you move forward with a healthy, confident smile. With my advanced training in implant dentistry and our one-stop shop approach, you can receive your full treatment—planning, surgery, and final restoration—all in one place.
So, what is the best dental plan for implants? The best plan is one that offers clear implant coverage and works alongside financing to reduce out-of-pocket costs. If you’re considering implants, schedule a consultation at Summerbrook Dental & Implants in Fort Worth, and we’ll help you navigate insurance while creating a plan that restores your smile, comfort, and confidence.